Protect Your Family


Mortgage or rent payment, electricity, clothing, food...these are just a few of the things we work for. If you or your spouse can’t work due to an accident, injury or illness, these bills don’t go away. Find out how simply you can bridge the gap when something unexpected threatens your livelihood.

Competitively priced brokerage term 10, 15, 20 & 30 year guaranteed level death benefits. Simplified underwriting, convertible to permanent. Non-medical death benefit. 15, 20, 25, & 30 year guaranteed level death benefits. Jet issue, simple underwriting, cash back & disability rider options. Jet Issue, simple Underwriting, Cash Back & Disability Rider Options. Protecting your family from the hard financial times usually associated with the death of a provider. Possibly paying off your mortgage, making mortgage payments, paying off bills, continuing normal day to day living without the threat of losing your home or having to take an extra job.


Would you like to pay off all of your debts including your mortgage?

  • Become debt free.
  • Save for college.
  • Stop Paying 34 cents of every dollar you make for interest
  • Retire with tax free income
  • Create an emergency fund
  • Change your life


Whole life's certainties are the result of its GUARANTEES:

  • Death benefit, which your beneficiaries will receive income tax free, regardless of how long you live.
  • Level premiums that will not change, even though you’ll get older and the price of other goods will fluctuate.
  • Cash value that accumulates on a tax-deferred basis and that you can borrow against throughout your life.


Indexed Universal Life is permanent life insurance that grows with you. Some features of Indexed UL are:  Simplified Issue Available, Competitive Pricing & Cash Accumulation Guaranteed Coverage to Age 120 and can be used along with Tax Free Retirement or College Funding as well.


If you’re disabled and unable to work, the last thing you want is to lose your home. With ACA’s mortgage protection program, you can keep your home intact while you work on healing. Provides for replacement income upon disability. Some restrictions apply